PSX dividend calendar, book closures and your payouts — every figure verified from the official PSX announcement.
The next book closures. Tap any card for the full company page.
Sorted by book closure. “Last date to buy” is the last trading day you can buy and still be entitled — derived from the book closure and labelled as derived.
Book closures that ended in the last 45 days. Entitlement for these is already locked — if you held the shares on the record date, the dividend is on its way.
Buy on or before the last date to buy and hold through the book closure to receive the dividend. The share price normally adjusts downward by roughly the dividend amount on the ex-date — a dividend is not free money, and the tax shown in the calculator is withheld before you are paid. Always confirm the dates in the official announcement (linked on each company page) and with your broker or CDC record before acting.
All 61 companies in the dataset. Tap any company for its full verified dividend history, official sources and annual totals.
Two tools: your own holdings, pre-filled — and an estimator for any company and dividend in the dataset. Edit any share count; totals update instantly.
Pre-filled with your actual positions and each company's latest verified dividend.
Pick any company, pick one of its verified cash dividends, enter a share count — see gross, withholding tax and net, and whether entitlement is still open.
The estimator uses the dividend exactly as announced (per share, as printed in the official announcement). Where a company has split its shares, older amounts were declared on the old face value — the company page flags those rows. Withholding uses the rate selected above; your actual rate depends on your ATL status on the record date.
Beginner Academy, risk-first research studies, the broker account-opening guide and Ask Yaar — all in plain English, and every figure taken from this tool's verified dataset.
Six short lessons — the very questions every new investor asks. Each lesson ends with the tool where that idea is actually used.
A company gives a part of its profit to its shareholders — that is a cash dividend, announced as an amount per share, for example “Rs 9 per share”. Someone holding 100 shares is owed Rs 900 gross.
The money does not arrive at once. The order is: first the announcement, then the last date to buy, then the book closure, then the ex-date — and after that, payment reaches you on the record. Always remember two things: the dividend is paid after tax is withheld (filer 15%, non-filer 30%), and on the ex-date the share price normally adjusts downward by roughly the dividend amount — a dividend is not free money.
A book closure is the period when a company closes its share transfer books to settle exactly who will receive the dividend. Whoever is a shareholder on that record receives the dividend — even if they sell their shares after the closure.
That is why the most important date is the last date to buy: a share bought by that day earns the dividend; a share bought the next day — the ex-date — does not. On InvestYaar, the last date to buy is derived from the book closure and labelled as such; always confirm the actual dates in the official announcement.
A SIP (Systematic Investment Plan) means investing a fixed amount into a mutual fund every month — as soon as your salary arrives, before spending. Its benefit is discipline: when prices are high you get fewer units, when prices are low you get more units — and you never have to time the market.
A SIP is started through mutual fund companies and their apps or banks; keep the amount at a level you can comfortably set aside every month. Be warned: a SIP does not remove risk — if the market falls, the fund falls too. A SIP organises your habit; it does not guarantee a profit.
An index fund is a fund that holds the large companies of an index (such as the KSE-100) in roughly the same proportions — one purchase gives you a slice of the whole market, and the risk is spread instead of resting on a single company.
An ETF is an index fund too; the only difference is that an ETF is bought and sold on the stock exchange like a share, while an ordinary mutual fund is bought from the fund company. The downside is just as clear: if the index falls, the fund must fall with it. ETFs are listed on the PSX and mutual fund companies offer index funds — always read the fund's own official documents before buying.
To buy shares you need a trading account with a PSX-registered broker and a CDC sub-account. The documents are usually these: a valid CNIC, bank account proof (IBAN), and proof of income.
The Broker Guide below gives the full method — the basic terms, the seven steps and the complete documents list. Read that first, then choose your broker.
Before any investment, do not ask about the dividend or the price — ask this: “What can go wrong?” How much debt does the company carry? Is the dividend covered by real profits, or was it one unusually big year? If the share falls 40% and does not recover for three years, where does that leave you? How much of your total money sits in this one company — and if you need it, can the shares be sold quickly, or not?
These questions matter more than the size of the dividend. That is why every InvestYaar research study starts with “Risk first” — see the same order in the studies below.
Every study follows one format: verdict → risk first → points for → points against → who it fits. These three studies are free samples; the full study library will come with Pro. Every figure is from this tool's verified dataset (25 Oct 2026) — no figure comes from outside the data.
Verdict: One of the most regular payers in this dataset — 11 cash dividends, in every period from 2024 to 2026, and all 11 events are now Level A verified. But the annual total has fallen every year: Rs 21.50 in 2024, Rs 15.00 in 2025, and Rs 9.25 so far in 2026 (three interims; the final has not been announced yet).
Taking regularity to mean the amount will stay the same is a mistake — in this dataset, the amount's trend points downwards. Fertiliser companies' earnings are tied to gas supply and pricing and to farmers' demand; one weak year can shrink the dividend further. And 2026's Rs 9.25 is an incomplete year — if a final is announced the total will change; if not, it will not.
Who it fits: a dividend-income investor who values regularity more than the size of the amount — with the falling trend fully understood. This study is research/education, not investment advice; the decision is your own.
Verdict: UBL has made 8 consecutive quarterly payments in this dataset — no quarter missed from the FY2024 final to Q3 2026. The per-share amount went from Rs 11 to Rs 8, but the reason is 2025's 2-for-1 share split (face value Rs 10 → Rs 5): Rs 11 was paid on one pre-split share; after the split, the two shares received in place of that one old share pay Rs 8 + Rs 8. The number changed — understanding the arithmetic is what matters.
Comparing per-share amounts from before and after a split directly is the most common mistake — those amounts were announced on different face values. Bank dividends depend on the banks' profits and the regulatory environment; eight quarters of regularity is no guarantee for the quarters ahead. And this arithmetic covers only the dividend — the share price's own rise and fall is a separate, larger risk.
Who it fits: learners and income-goal investors — for understanding how figures are read after a split. This study is research/education, not investment advice; the decision is your own.
Verdict: This dataset holds three bonus events — PNSC 50%, MARI 800% and SEARL 15% (FY2025). A bonus is not cash: the number of shares rises and the price adjusts in the same proportion — MARI's 800% means 8 new shares for every 1 share held, 9 in total; your total value that day stays exactly the same. Taking “800% bonus!” to mean “800% profit” is the biggest misconception of all.
Someone who buys on seeing a bonus is not actually buying any new value. The second point is verification: SEARL's bonus is Level A (from its own announcement), while the PNSC and MARI bonus rows are Level B — the amounts are corroborated from PSX-filed documents, but their own announcement letters have not yet been found for this dataset. That is exactly what Level B means: the figure is confirmed, but the full story is still pending.
Who it fits: every investor — especially anyone who thinks of buying the moment they see a bonus announcement. This study is research/education, not investment advice; the decision is your own.
For a new investor, the first hurdle is the account. First the foundations, then seven steps, then the documents list — without recommending any broker.
Your shares do not stay with the broker. A sub-account in your name is opened at the Central Depository Company (CDC) and your shares are recorded there — if the broker changes, the shares remain yours. Always check your shares in your own CDC sub-account, and never hold them in anyone else's name.
Every investor receives a Unique Identification Number (UIN) — that number is tied to every trade and record of yours. Clearing and settlement of trades happens through NCCPL — this is the system by which shares reach your sub-account after a purchase.
PSX is the exchange where shares are bought and sold; the SECP is the regulator that licenses brokers and monitors them. Before opening an account, always check the broker's name on PSX's official member list: psx.com.pk.
With complete documents, an account usually becomes active within a few working days. Every broker has its own process and timeline — only the broker can give you the exact time; no estimate is given here, so that no false expectation is set.
InvestYaar does not recommend or rank any broker. Broker-wise commission, minimum deposit and contact details (phone, email, website) will appear here only once they are verified from the broker's official website and the PSX member list — a detail that cannot be verified is simply not written here. And one rule, always: do not open an account with anyone — person or broker — who claims “guaranteed profit”; do not even listen to them.
Yaar answers from this tool's verified data and prepared answers — “When is MCB's dividend?”, “What is a book closure?”, “What is on this week?” Type a symbol (such as UBL), or ask with a share count (such as “100 shares MCB”).
Yaar gives no personal buy/sell advice, and where a figure is not in the verified data it says so plainly — it never makes up a number from a guess.
Register, build your profile, choose the companies you follow — your saved portfolio stays saved here and drives your deadline alerts.
Pehla qadam: apna account banayein. Sirf naam aur email chahiye — koi password yahan save nahi hota.
Scope: ye setup is visit mein is tab ke andar rehta hai — asal accounts aur login Pro launch ke sath ayenge. Aap ki details kahin send nahi hotin.
Ye choices aap ke calculator aur alerts ko personalise karengi — tax status calculator par bhi lag jayega.
Jo companies aap follow karte hain un par tap karein — tap dobara karne se deselect ho jayegi. Aap ki maujooda holdings pehle se select hain; badal sakte hain.
Saves in this tab only: selection is visit ke doran saved rehti hai — screens badlein, wapas ayen, ye yahin milegi. Kal ke alerts ka preview save ke baad next screen par dikhega.
Yehi list aap ki saved portfolio hai. Kisi company ko hatana ho to Remove dabayein — deselect foran save ho jata hai. Poori selection badalni ho to “Edit selection” se step 3 par wapas jayein.
Aap ki saved companies ki verified dates se bane huay alerts. Jo type on hoga, usi ka alert ayega.
Ye isi dataset (verified 25 Oct 2026) se bana hua live preview hai — asal push / email alerts Pro launch par aap ke registered contact par ayenge.
Launch preparation: one handle on every platform, week-1 posts drafted from the verified calendar, and the rules the community will run on. Everything preparable here is done — the remaining steps (domain, handle claiming, trademark) are launch actions listed in the checklist below.
One handle — every platform
@InvestYaarOfficial
The same name on X, Instagram, Facebook, YouTube, TikTok and Threads — so nobody can impersonate InvestYaar with a look-alike account. Profiles go live together on launch day; until then, this page is the only official home.
Copy the handle now and search it on launch day — or use these exact profile addresses once the profiles are live.
@InvestYaarOfficial
x.com/InvestYaarOfficial
@InvestYaarOfficial
instagram.com/InvestYaarOfficial
@InvestYaarOfficial
facebook.com/InvestYaarOfficial
@InvestYaarOfficial
youtube.com/@InvestYaarOfficial
@InvestYaarOfficial
tiktok.com/@InvestYaarOfficial
@InvestYaarOfficial
threads.net/@InvestYaarOfficial
A reminder before each last date to buy — while entitlement is still open, not after the book closure has passed.
Every post traces back to the official PSX announcement, with the source named — the same Level A / Level B standard as this tool.
Book closure, ex-date, bonus, split, withholding tax — short explainers in simple words, in English and Roman Urdu.
Debt, dividend sustainability and downside first. No tips, no “sure-shot” calls, no pump talk — posts that break this are removed.
Tell us where to send alerts when the community launches. Preparation stage: this form confirms on this screen only — nothing is saved or sent anywhere yet; the real signup opens at launch.
Scope: your email stays in this tab for this session only. Alerts begin when the community launches on the handles above.
The first three posts, written from this tool's verified dataset (every figure below matches its official PSX announcement). Copy a post and publish it on launch day — X, Facebook, LinkedIn or wherever the community starts.
⏰ Dividend deadlines — is haftay (verified): BAHL Rs 3.50 · EFERT Rs 5.50 · NESTLE Rs 97 — last date to buy 30 Oct MCB Rs 9 — last date to buy 2 Nov Dividend usi ko milta hai jo book closure se pehle record mein ho. Source: official PSX announcements. Information only — not investment advice.
🏦 Company explainer — UBL UBL ne 2024 se har quarter dividend diya hai: FY2024 final Rs 11, us ke baad Rs 11, aur 2025–26 ke har quarter Rs 8 — sab se recent Q3 2026 interim Rs 8/share (announced 16 Oct 2026). Asal rule: dividend usi shareholder ko milta hai jo book closure se pehle company ke record mein ho — isi liye “last date to buy” sab se ahem tareekh hai. Information only — not investment advice.
🧮 Tax explainer — dividend par kitna tax kat'ta hai? Filer (ATL par naam hai): 15% withholding. Non-filer: 30%. Misal — MCB ka Rs 9/share dividend, 100 shares par: gross Rs 900 → filer ko net Rs 765, non-filer ko net Rs 630. Apna hisaab InvestYaar calculator se karein — dono rates live lagte hain. Information only — not tax or investment advice.
Read this before relying on any figure on this page.
Amount, announcement date and book closure all read from the company's own official PSX announcement — or, for dual-listed companies, its identical RNS/London filing of the same announcement (used when the PSX PDF itself has a blank or unreadable field; UBL's Q3 2026 amount was confirmed exactly this way). A small number of Level A rows are verified from the official PSX daily announcement sheet instead of the company's letter; those rows name the sheet as their source. 164 of 249 events are Level A.
The amount is confirmed inside an official PSX-filed document (for example, a later results letter or annual report equity statement), but the event's own announcement or book closure could not be read. Those dates stay blank — shown as “—”, never filled with an estimate. 85 events are Level B; upgrading them is the standing maintenance queue.
These questions matter more than the dividend figure. This tool deliberately shows no “buy” signals.
The questions Pakistani investors search for most about PSX dividends — answered from the same verified method as the rest of this tool.